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No easy fix on flood insurance, but options exist

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NEW YORK — There’s no easy fix for the National Flood Insurance Program, now drowning in a $24 billion sea of red ink.

But experts and advocates say Congress does have some options that could make the troubled program financially stable, more affordable and more effective at motivating change in communities built too close to the water.

Lawmakers this month tweaked the troubled program for the second time in two years after acknowledging that a previous overhaul in 2012 had…

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