Chapter 7

Michael R. and Stephanie A. Chambers, Wenatchee

Lenae Carmel Winter, East Wenatchee

Wendy Ann Holscher, Cashmere

Mindy Ann Stravenjord, Wenatchee

Katlyn A. Straub, East Wenatchee

Ralph D. Stenoien, Manson

Terry O. Osborn, East Wenatchee

Catherine M. and Paul D. Paiva, Wenatchee

Ravion M. Wood, Wenatchee

Jennifer Lynn Ostrow, Entiat

Chapter 13

Ricardo Alonso Garcia, Wenatchee, and Teresa Del Carmen Garcia-Oropeza, Peshastin

Jonathan M. Hyry and Teresa L. Jones Coffman, East Wenatchee

Robert Jason Ingram and Angela Marie Cogburn, Wenatchee

Chapter 7 bankruptcy discharges all debts and the debtor gives up all non-exempt property. Chapter 11 protects a business from creditors while it reorganizes. Chapter 12 protects a farmer while debts are reorganized. Chapter 13 discharges part of debts based on the debtor’s ability to pay. Information from the U.S. Bankruptcy Court in Spokane.

— Compiled by Karen Larsen, For Business World